Christmas Cash Injection

If you find yourself a bit short of cash for your Christmas shopping this year there are a few things you can do.

1. Stop shopping and just tell everyone there won't be any presents this year.
2. Use your creative skills to make Xmas presents out of old bits of wrapping paper, egg boxes and sticky tape.
3. Call your current credit card company and see if they'll increase your limit.
4. Apply for a new low rate credit card.
5. Get a cash advance (short-term loan) in 60 minutes!

I quite like options 1 and 2 actually but not so sure my family and friends will appreciate that.

Option 3 is worth a go and you could try something like the ANZ First Credit Card

The last option is the quickest way to get cash in a hurry but it's definitely short term because the service fees can be quite high. If you need money fast, until your next pay day for example, then this could be the way to go.

Cash Doctors will lend you up to $600 until your next pay day. You don't need to fax or send any paperwork although you do need to be employed and Cash Doctors will call your employers payroll officer to verify your pay.

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